| How does e-Path
- Your card details will
still be taken utilising full strength Thawte SSL to protect the
connection between you and e-Path
- Once e-Path has your
details, it uses ultimate strength 2048bit encryption to
temporarily hold them until they are passed to us. That is a level
of encryption that is twice that offered by any Australian banks!
(as at Feb 08)
- Unlike with other gateways,
your private and personal credit card details are NOT permanently
stored on the internet with e-Path. There are no card numbers, no
names, no expiry dates, nothing is permanently stored by e-Path.
- Your card is NOT actually
charged until we fill your order. Unlike other payment gateways,
e-Path is not a "real time" or "live" payment gateway
- e-Path utilises the
Payment Card Industry Data Security Council approved and compliant
ScanAlert™ PCI DSS (Payment Card Industry Data Security Standards)
program. ScanAlert™ is a PCI Approved Scanning Vendor (ASV). ScanAlert™
is best known for their HACKER SAFE trustmark and is a world leading
provider of webserver security services including card vendor PCI
(Payment Card Industry) compliance services.
For the curious, in addition
to the THAWTE SSL encryption, e-Path utilizes 2,048 bit Aysemmetric
Cryptography to further protect data. This is what a credit card looks
like when encrypted …..
It is our understanding that
e-Path is one of only four manual credit card payment gateways in the
world today, that deploys individual asymmetric cryptography (encryption)
security, and that does not permanently store credit card or transaction
data on its servers, and that met the stringent requirements of the
Payment Card Industry Data Security Standards (PCI DSS).
E-Path is not a
credit card processor, it does not perform internet based credit card
transactions into any merchant account. E-Path is a manual system where
merchants perform credit card transactions into their merchant account
facilities themselves. While this does result in a loss of automation
there is little argument against the fact that the ability to check
things first, represents a much needed extra layer of security that
can significantly reduce risks.
E-Path is ideal
for small businesses where you don't want the customer charged until
you know the order is ready, plus there are no extra transaction fees! The
rules for collecting credit card information are very strict. This could
be the ideal, and economical solution you need for your website. If you
would like to find out more about using e-Path for your own website,